Archive for 2010

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If A Dead Cat Bounces When You Throw It Off A Building Has It Come Back To Life?

Saturday, January 23rd, 2010

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Originally Posted 11th April 2008
I’ve read a lot about the American market to see which areas affect our own. There was a lot of chat from journalists last year saying that as the American market was falling ours would fall too as we followed suit to America. As our property markets were linked in some [...]

Buy To Let Landlords Have Not Been Shaken Or Stirred By The Credit Crunch!

Saturday, January 23rd, 2010

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Originally Posted 10th April 2008
A recent article in ‘Agreement’ Magazine which is an ARLA’s letting agent’s magazine said:
“Buy to let landlords have not been shaken by the credit crunch. Nine out of ten surveyed during the last quarter of 2007 state they have no intention of selling their properties for seventeen years. Four out of [...]

Will 2008 Be Looked Back On As Worse, Or Much, Much Worse Than 1929? Part II

Saturday, January 23rd, 2010

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Originally Posted 27th March 2008
Ok, following on from yesterday when I said, ’so what does all that mean for us on the other end of the scale borrowing money?’
If you are active in the mortgage market at the moment then you can’t help but notice how the mortgage rates are being pulled seemingly every five [...]

Will 2008 Be Looked Back On As Worse, Or Much, Much Worse Than 1929? Part I

Saturday, January 23rd, 2010

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Originally Posted 25th March 2008
There has been so much going on recently in the Credit Crunch that I think I could spend 200% of my time writing about it and still not explore all of the probabilities, let alone the possibilities. I also considered not saying anything about it as sometimes the truth can be [...]

Are The British People Over Geared?

Saturday, January 23rd, 2010

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Originally Posted 25th March 2008
I was doing some research the other day to do with what’s called ‘The Pitch Document’ for our business Passive, and I was asked to find some research from a recognised professional that backed up my argument about the fact that the country is not over geared despite what the media [...]

House Prices Hit New High

Saturday, January 23rd, 2010

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Originally Posted 24th February 2008
There was an article in the Daily Express the other day, which as we all know is very well known for it’s factual journalism. Also as we all know the Express’s job is to sell newspapers, and how they can best do that is not by saying what everyone else is [...]

It’s a shame we live in a country that only has the illusion of a democracy

Saturday, January 23rd, 2010

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Originally Posted 6th February 2008
I was writing an article this week on the credit crisis, and I started to go off track and discuss who is likely to win the next election. So I stopped it because it was too off track, but here it is now.
Before I start I would like to make my [...]

“…Worrying about inflation at this time seems like fiddling while Rome burns.”

Saturday, January 23rd, 2010

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Originally Posted 4th February 2008
For those who have followed my comments for the last few months I have often mentioned David Blanchflower as the only person on the Bank of England’s Monetary policy committee that seems to understand and is actually even capable of looking at the economy of this country and reaching the right [...]

The Credit Crunch – As Karen Carpenter said – ‘We’ve Only Just Begun’

Saturday, January 23rd, 2010

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Originally Posted 2nd February 2008
There’s a lot going on behind the scenes at the moment with the credit crisis and the Fed, even though they have openly cut rates by 0.75% and then 0.5% to try and give the look of having some sort of control. Yes, I know what you’re thinking, it doesn’t look like [...]

Minimum & Maximum Age For Buy To Let Mortgages

Saturday, January 23rd, 2010

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Originally Posted 30th January 2008
Hi,
I was just arranging a few purchases for my father-in-law. He’s now nearly 66 and his wife is 61, so I had to consider the age problem at the end of the mortgage term. Here is some information my packager sent me on age restrictions for both young  & old on the Buy [...]

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